The High Cost of Overturning the Individual Mandate

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Aaron Carroll is unimpressed by a Politico piece suggesting that getting rid of the hated individual mandate might take some of the steam out of opposition to the healthcare reform law:

Here’s what I think. Support for the law likely closely tracks support for a political party….I have yet to see any convincing data that show there’s a significant portion of America that loves the ACA, but hates the mandate. I see no politicians running on a platform of removing the mandate, but leaving the rest of the law intact. I see no reason to believe that dropping the mandate will do anything to increase support for the President, the Democrats, or the ACA.

Roger that. Opposition to ACA is as much down to cultural markers as it is to substantive objections to what the law does. On the other hand, I’m not sure the chart on the right makes quite the point Aaron implies. What it shows is that if the mandate is overturned, premiums will go up for everyone who does buy health insurance. In theory, that’s a point in favor of the mandate: it keeps average premium costs lower. In reality, it means that if the mandate is overturned, opponents will simply have one more rock to throw at ACA. They said premiums would be affordable, but look! They’re out of control! The only answer is to repeal the whole law.

Which is more or less what Aaron thinks opponents will say regardless of any actual facts or evidence. And he’s right.

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We just wrapped up a shorter-than-normal, urgent-as-ever fundraising drive and we came up about $45,000 short of our $300,000 goal.

That means we're going to have upwards of $350,000, maybe more, to raise in online donations between now and June 30, when our fiscal year ends and we have to get to break-even. And even though there's zero cushion to miss the mark, we won't be all that in your face about our fundraising again until June.

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