Sabotage Watch: Why Are Healthcare Premiums So High in Red States?

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Steve Benen notes today that after soliciting bids for the healthcare exchanges due to open next year, some states are announcing lower premiums than others:

The pattern isn’t exactly subtle: if you live in a state where officials want “Obamacare” to work, the law looks great. If you live in a state where officials are actively trying to undermine the law, regardless of what it does to you, your premiums, and your family’s access to quality and affordable care, then — you guessed it — the news isn’t as encouraging.

….My question is, what happens in those red states when residents start looking across borders and they wonder to themselves, “Why aren’t my benefits as great as theirs?” In theory, this should prompt those folks to start asking their state officials to do more of what works.

And this in turn might create an interesting political situation for red-state Republicans who want to listen to their constituents but who also want to undermine the health care law out of partisan spite.

It’ll be interesting to see if this pattern holds up once we get rate details from all the states. Right now it’s sort of hard to judge, since there aren’t all that many red states setting up exchanges in the first place. Most of the states who were really opposed to Obamacare simply punted on the whole thing and left everything up to the federal exchanges.

My guess is that once the dust settles, rates are going to be fairly similar across the country. Competition among insurance companies will get us part of the way there, and constituent pressure will eventually do the rest. In the end, residents of red states are going to have access to reasonably priced health insurance no matter how much it infuriates their Republican leaders.

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In "News Never Pays," our fearless CEO, Monika Bauerlein, connects the dots on several concerning media trends that, taken together, expose the fallacy behind the tragic state of journalism right now: That the marketplace will take care of providing the free and independent press citizens in a democracy need, and the Next New Thing to invest millions in will fix the problem. Bottom line: Journalism that serves the people needs the support of the people. That's the Next New Thing.

And it's what MoJo and our community of readers have been doing for 47 years now.

But staying afloat is harder than ever.

In "This Is Not a Crisis. It's The New Normal," we explain, as matter-of-factly as we can, what exactly our finances look like, why this moment is particularly urgent, and how we can best communicate that without screaming OMG PLEASE HELP over and over. We also touch on our history and how our nonprofit model makes Mother Jones different than most of the news out there: Letting us go deep, focus on underreported beats, and bring unique perspectives to the day's news.

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