High Deductible Health Plans Penalize Women

Fight disinformation: Sign up for the free Mother Jones Daily newsletter and follow the news that matters.


A recent Harvard study has found that having breasts and a cervix may cost women an arm and a leg when it comes to healthcare.

Women enrolled in high deductible health plans pay up to three times more in medical costs than men. High deductible plans, pushed by Bush as a way to reduce costs, require the insured to pay at least $1,050 and up to $5,000 out-of-pocket before insurance kicks in.

The Harvard researchers found that women’s (age 18-64) healthcare costs were, on average, $1,844, while men’s were $847. The reason for the disparity, the study found, is that women’s yearly routine health costs–pap smears, breast exams, birth control prescriptions–are more than men’s.

“High deductible plans punish women for having breasts and uteruses and having babies,” the study’s lead author, Dr. Steffie Woolhandler, told the Washington Post. “When an employer switches all of his employees into a consumer-driven health plan, it’s the same as giving all the women a $1,000 pay cut.”

According to Hillary Clinton’s recent speech, that’s not something that women can afford: working full-time, year-round, they still only make 77 cents to a man’s dollar.

–Jen Phillips

FOLLOW THE MONEY

Corporations and billionaires don’t fund journalism like ours that exists to shake things up. Instead, support from readers allows Mother Jones to call it like it is without fear, favor, or false equivalence.

And right now, a longtime friend of Mother Jones has pledged an incredibly generous gift to inspire—and double—giving from online readers. That's huge! Because you can see that our fall fundraising drive is well behind the $325,000 we need to raise. So if you agree that in-depth, fiercely independent journalism matters right now, please support our work and help us raise the money it takes to keep Mother Jones charging hard. Your gift, and all online donations up to $94,000 total, will be matched and go twice as far—but only until the November 9 deadline.

$400,000 to go: Please help us pick up the pace!

payment methods

FOLLOW THE MONEY

Corporations and billionaires don’t fund journalism like ours that exists to shake things up. Instead, support from readers allows Mother Jones to call it like it is without fear, favor, or false equivalence.

And right now, a longtime friend of Mother Jones has pledged an incredibly generous gift to inspire—and double—giving from online readers. That's huge! Because you can see that our fall fundraising drive is well behind the $325,000 we need to raise. So if you agree that in-depth, fiercely independent journalism matters right now, please support our work and help us raise the money it takes to keep Mother Jones charging hard. Your gift, and all online donations up $94,000 total, will be matched and go twice as far—but only until the November 9 deadline.

$400,000 to go: Please help us pick up the pace!

payment methods

We Recommend

Latest

Sign up for our free newsletter

Subscribe to the Mother Jones Daily to have our top stories delivered directly to your inbox.

Get our award-winning magazine

Save big on a full year of investigations, ideas, and insights.

Subscribe

Support our journalism

Help Mother Jones' reporters dig deep with a tax-deductible donation.

Donate